The following brief product descriptions will you give you an overview of the financial options available to members of ABVFCU. Please feel free to contact a loan officer (or submit online loan app to be contacted by a loan officer) for more information and to see if you qualify.

Loans

Equity Loans

Home equity loans allow qualifying borrowers to obtain credit based on the equity in their home. As a membership benefit, ABVFCU will pay the fees for home equity loans of $20,000 or more which remain open for more than two years. 

New and Used Auto Loans

If you are in the market for a new vehicle, then let ABVFCU provide you with some financing options. Competitive rates and payment terms can help you on the road to Personal Financial success.

Personal Loans

ABVFCU will extend credit to qualifying members for personal purposes only. ABVFCU offers signature loans consisting of interest-bearing term loans or signature loans. For example, to purchase household goods, vacations, Christmas or other holidays, home repair - if you are the property owner, and bill or debt consolidation. Loan limits do apply.

Other Types of Loans

Also available to members of ABVFCU are Overdraft Lines of Credit, Secured Loans, Boat Loans, and a variety of loan options for Motor Homes, Motorcycles, Trailers/Tag A-Longs/Pop-ups, and Jet Skis/Snowmobiles. 

Deposit Accounts

Certificates of Deposit (CD’s)

ABVFCU offers a variety of Terms and Rates of Return for Certificates of Deposit. A minimum balance of $2500 is required. Click here to view the current CD rates and terms.

Summer and Christmas Clubs

The ABVFCU Christmas Club helps members set money aside throughout the year in order to help offset holiday spending. Christmas Club funds earn a competitive interest rate, and are available for withdrawal at any time without penalty.

The ABVFCU Summer Club was originally designed as a tool to assist our School Department members during the summer vacation period. However, a Summer Club can provide all ABVFCU members with the ability to budget funds over time for that unexpected expense, yearly vacation, or big purchase. All Summer Club funds earn a competitive interest rate, and are available for withdrawal at any time without penalty.

Interest Bearing Share Accounts

By maintaining a minimum balance ($25.00), your Share account can earn you interest.

Other Products

Safe Deposit Box Rentals

ABVFCU has available safe deposit boxes for rent in several sizes at a very reasonable annual fee.